Which of the following deeds only guarantees the title for the time the grantor owned the property?

Which of the following deeds only guarantees the title for the time the grantor owned the property?

• A. Quitclaim Deed
• B. General Warranty Deed
• C. Special Warranty Deed
• D. Trust Deed

Answer: (C)

A Special Warranty Deed is designed to provide a limited guarantee of title. It specifically guarantees that the grantor held title to the property during their ownership and that they have not caused any defects in that title during that time. This means that if any issues or claims arise from before the grantor owned the property, they are not responsible for them. In contrast, other deed types provide different levels of assurance. A General Warranty Deed offers the most extensive protection, as it guarantees that the grantor holds the title free and clear of defects from the very beginning of ownership, regardless of when they owned the property. A Quitclaim Deed transfers whatever interest the grantor has in the property without any warranties or guarantees about the title. A Trust Deed, while important in real estate transactions involving financing, does not function as a transfer of ownership like the other deeds mentioned and is more of a security instrument in lending. Thus, the Special Warranty Deed is the correct answer because it uniquely limits the title guarantee to the duration of the grantor's ownership, providing a specific and constrained level of assurance about the property's title.

A Special Warranty Deed is designed to provide a limited guarantee of title. It specifically guarantees that the grantor held title to the property during their ownership and that they have not caused any defects in that title during that time. This means that if any issues or claims arise from before the grantor owned the property, they are not responsible for them.

In contrast, other deed types provide different levels of assurance. A General Warranty Deed offers the most extensive protection, as it guarantees that the grantor holds the title free and clear of defects from the very beginning of ownership, regardless of when they owned the property. A Quitclaim Deed transfers whatever interest the grantor has in the property without any warranties or guarantees about the title. A Trust Deed, while important in real estate transactions involving financing, does not function as a transfer of ownership like the other deeds mentioned and is more of a security instrument in lending.

Thus, the Special Warranty Deed is the correct answer because it uniquely limits the title guarantee to the duration of the grantor's ownership, providing a specific and constrained level of assurance about the property's title.