Which professional is responsible for originating and selling real estate loans?

Which professional is responsible for originating and selling real estate loans?

• A. Real Estate Broker
• B. Leasing Agent
• C. Mortgage Banker
• D. Property Manager

Answer: (C)

The professional responsible for originating and selling real estate loans is a mortgage banker. This role involves working directly with borrowers to facilitate the process of securing a loan to purchase property. Mortgage bankers evaluate applicants' financial situations, help determine the appropriate loan products, and guide them through the application process. They often work for financial institutions or mortgage companies and may also sell or package loans to investors after origination. In contrast, a real estate broker focuses on helping clients buy, sell, or lease properties rather than dealing with the financing side directly. A leasing agent typically works with rental properties, assisting landlords and tenants with lease agreements, but does not deal with the origination of loans. A property manager is responsible for overseeing the day-to-day operations of real estate properties and managing tenant relationships, without a direct role in financing real estate transactions. Recognizing the specific responsibilities of each role helps clarify why the mortgage banker is the correct choice for this question.

The professional responsible for originating and selling real estate loans is a mortgage banker. This role involves working directly with borrowers to facilitate the process of securing a loan to purchase property. Mortgage bankers evaluate applicants' financial situations, help determine the appropriate loan products, and guide them through the application process. They often work for financial institutions or mortgage companies and may also sell or package loans to investors after origination.

In contrast, a real estate broker focuses on helping clients buy, sell, or lease properties rather than dealing with the financing side directly. A leasing agent typically works with rental properties, assisting landlords and tenants with lease agreements, but does not deal with the origination of loans. A property manager is responsible for overseeing the day-to-day operations of real estate properties and managing tenant relationships, without a direct role in financing real estate transactions. Recognizing the specific responsibilities of each role helps clarify why the mortgage banker is the correct choice for this question.